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Friday, January 8, 2010

Bankruptcy Filing Databases Plus How To Use Their Interface

By Ed Forester

When do you think about a bankruptcy database? The one that is used by the federal courts is known as PACER which can be accessed through the Internet only after paying a fee for such access. This database is especially important to attorneys since they need it to file their client's bankruptcy cases online.

Attorneys are very often allowed to file their client's bankruptcy directly online during times when a lot of cases are being filed and processing times are way up.

The Pacer database cannot be accessed by the general public. Anyone seeking to access information held within it must first go through their attorney.

Another option available is to use one of the many independent bankruptcy databases that have been built up by many companies, these databases can be very useful when wanting information regarding a company you're thinking of dealing with or when you have two file for bankruptcy.

Using different search queries with bankruptcy databases

If you are looking to use these kinds of bankruptcy databases, you can enter certain parameters for your search which can include according to region which will throw up information according to county, state, city and even three first digits of zip codes.

Another way of searching for data that is normally presented to you is by date, this can include the filing date, data of first meeting, the dismissal date and of course the discharge date.

It is also possible to search the bankruptcy database according to type such as chapter seven or chapter eleven dismissal or even a combination that you may opt for, and the bankruptcy database is also able to furnish information regarding individuals as well as businesses

Remember here that chapter eleven deals only with businesses while chapter thirteen is meant for individuals only, and even the majority of chapter seven's are for individuals as well.

Some of the more complete bankruptcy databases will also include details such as the amount relating to assets and liabilities for each case.

It might surprise you to know but these bankruptcy databases can often show you actual physical addresses as well and give you the options to be able to filter out house addresses, PO boxes etc, etc.

Thus, as you can see, each different bankruptcy database has a lot of information that it contains and which can be accessed entirely or according to specific needs and it will prove to be very helpful under different situations. - 23212

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