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Monday, August 10, 2009

5 Top Tips To Know What Money to invest

By Mr Christopher Latter

'It is easy to earn money but it is hard to keep the savings and investments'-this is a popular phrase that is currently in circulation worldwide. This is absolutely true as it is really difficult to save some money preserve it in the form of investments and savings. Earning is not the great deal, but savings are!! It is not a great deal if you find the money to invest; but the great deal is in finding places where you can generate some savings from the places you invest your investments in.

There are numerous resources where one can draw money from and there are even several places where one can invest his money in. It is not 'from where you draw the money from' that matters a lot, it is 'into where one is placing his investment' that matters a lot. One should bear in mind that not all the places can bring out the desired results. An in-depth research is very much required to locate these fruit-yielding areas so that even upon investing, one can be sure that he is going to reap some profits. Considering your money to be invested in such areas can draw a hundredfold increase to the money you are investing.

Also, the money can be in various forms: cash in the bank accounts, bonds, stocks/shares and several others. All these forms are also considered as popular forms of money to be invested in. According to the experiences collected from the experiences of many successful investors, the following five are the TOP 5 places where one can consider investing one's money:

1. Banks: There is no other place that can offer higher security other than banks. Banks are considered to be the best places for making your investments. The money you are investing in banks cannot be manipulated as the banks guarantee a high level of security to your investments. Besides offering security, banks also offer some bonus as 'percentage profit' which in other words is called as 'returns'.

2. Bonds: Bonds are other good forms of investments. Bonds are offered both by the government organizations and by several private companies as well. Prefer placing your investments in bonds only if you are not seeking for 'short term returns'.

3. Certificate Deposits: Certificate deposits are another feasible option for investment. Certificate deposits operate in a similar way as 'Bonds' do but differ slightly in the operation. While the rates of interest offered by the bonds vary according to the market situations, certificate bonds tend to remain the same all through the year.

4. Shares/Stocks: these are the most popular forms of investing. It is assumed that almost 80% of the world's population invests its money in this form of investment. Buy a share in a company and watch it grow. However, stocks and shares are completely volatile and no one can expect the stability of it over a period of time. Select a company that has a high rate of stability and put your investments in it as 'shares'.

5. Invest in a future company: This is a clever form of investing. Though the returns cannot be expected right away, investing in this form can draw you huge returns. Investing in a future company is nothing but buying a part of the company at its early stages. When the company grows leaps and bounds, your part to increases tremendously and generates huge returns to what you have invested.

The ways for 'money to invest' discussed here are not the all; there are plenty of other ways where one can invest his money in. it is highly advised to research the ground before you invest in it. Happy investing!! - 23212

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