Getting Out of the Rat Race

By Amy Anderson

Are you putting in a solid effort at your job everyday and still feel like you are getting no where? That's why it is called the rat race. You are simply trading your time for someone else's money and the cycle can go on and on.

To make matters worse every time you turn on the television you hear terms like: financial crisis, economic free fall, real-estate values plummeting, etc So what do most people do in times like this? They crawl right back in the rat cage and spin the wheel a little harder. Who can blame them? Its pretty hard to convince yourself to walk a way from a steady paycheck when everything around you seems so uncertain.

Thankfully there are a few things that you can count on. And one of those things is that here at U-Turn we have discovered a better way. A way to break free of the rat race with out the paralyzing fear that usually comes with a big career change. Vending is the perfect opportunity to begin while maintaining your current job.

Everyone who has studied economics can tell you that the only way to really break free from the rat race is to start earning passive income. Money that is coming in that you dont have to spend time actively earning. Well as a vending route owner you can be at your job or on a tropical island, it makes no difference where you are. Your vending machines will still be working hard and putting in their time for you. Producing all that income with out costing you all of your time.

There are 3 steps to building wealth and the business model for vending fits perfectly with them. In fact we have seen hundreds of people follow these simple steps when applied to vending and achieve their financial dreams.

Step 1- Make It. You have to start by creating income, enough income that will meet your current expenses and then some. The average income, according to the Department of Labor Statistics, of a Snack Vender Owner/Operator is $70.58 per hour. And the exciting part is your machines trade their time for that income, not you.

Step 2- Save It. Once you are generating enough income to cover your expenses and your earnings begin to accumulate, you have what is called discretionary income. Discretionary income is in short supply for rats. But for U-Turn vending route owners who apply proven principles, discretionary income leads to step 3. Which happily, leads to more discretionary income.

Step 3- Invest It. This is where the real freedom begins. Income from investments is all passive income. That means you dont actively earn it. Your time is yours. And your money is working for you. Now the question is where to invest. Common sense tells us to invest your funds into something that has a historically proven return on investment. So a simple formula that has worked for literally thousands of our customers is: purchase vending machines-collect income-purchase more vending machines- collect more income! Then you have more discretionary income and more discretion with your time!

Current economic circumstances do call for a conservative approach and minimizing financial risks. With minimal start up cost, small time demands, and a product that consumers will purchase regardless or their economic conditions ( who doesnt put a 25 cents in a candy machine, regardless of the size of their paycheck) vending is the ideal venture to get you to a place financially were economic rollercoasters dont effect you, anymore. - 23212

About the Author:

Author: Amy Anderson is an expert in the area of vending machines. for the truth about vending, get her reporton experts in vending and how it is done.

Got the Foreclosure notice??? Now what?

By Doc Schmyz

Foreclosures are a nasty "monsters", apart from the worry and stress of possibly losing all you own, is the fact that you lose all control over the sale process.

The painful honest truth is that the finance company is only looking after it's own interests. There is no emotions involved here and they will take offers that do not even fully cover the debt.(You can forget about seeing any of your equity.)

FIGHT THE MONSTER. Take on another job. Scrape up the cash the best you can. Everyone has ways we can cut back or living expenses and increase our income a little. Don't let yourself fall victim to your pride...yes this means you delivering pizza is indeed an option.

Think outside the box, maybe attempt to sell the property yourself. If the property market is difficult, advertise to exchange/swap your house for something cheaper. Look at how the property could earn you money. Maybe it has an apartment attached that could be rented out. Maybe it has a room at the back of the garage to rent out. Perhaps it might have an extra garage to rent out. If it is a big house maybe you could take in lodgers or students and charge them for room and board. All these little things will help to pay off your mortgage. Your still in charge of how the situation will end up.

Can you restructure the loan?? Can you restructure the loan so that your repayments are lower than you are currently paying. You could pay over 40 years instead of 25 years. Maybe you could have half the loan over 40 years and half on interest only repayments with the ability to reduce the principal with lump sum repayments when you have the extra funds available. Or maybe look at simply getting another loan and paying off the original mortgage.

If a foreclosure is getting closer and you have been unsuccessful in averting it. You can accept the inevitable or you can fight the " monster" and take drastic action. However, if it means saving the equity in your house it may be worth it. - 23212

About the Author:

Doc Schmyz has invested all over the US. He built a free free website shares Real estate investing information for all over the US. Find Real estate investing information by state