5 Top Tips To Know What Money to invest

By Mr Christopher Latter

'It is easy to earn money but it is hard to keep the savings and investments'-this is a popular phrase that is currently in circulation worldwide. This is absolutely true as it is really difficult to save some money preserve it in the form of investments and savings. Earning is not the great deal, but savings are!! It is not a great deal if you find the money to invest; but the great deal is in finding places where you can generate some savings from the places you invest your investments in.

There are numerous resources where one can draw money from and there are even several places where one can invest his money in. It is not 'from where you draw the money from' that matters a lot, it is 'into where one is placing his investment' that matters a lot. One should bear in mind that not all the places can bring out the desired results. An in-depth research is very much required to locate these fruit-yielding areas so that even upon investing, one can be sure that he is going to reap some profits. Considering your money to be invested in such areas can draw a hundredfold increase to the money you are investing.

Also, the money can be in various forms: cash in the bank accounts, bonds, stocks/shares and several others. All these forms are also considered as popular forms of money to be invested in. According to the experiences collected from the experiences of many successful investors, the following five are the TOP 5 places where one can consider investing one's money:

1. Banks: There is no other place that can offer higher security other than banks. Banks are considered to be the best places for making your investments. The money you are investing in banks cannot be manipulated as the banks guarantee a high level of security to your investments. Besides offering security, banks also offer some bonus as 'percentage profit' which in other words is called as 'returns'.

2. Bonds: Bonds are other good forms of investments. Bonds are offered both by the government organizations and by several private companies as well. Prefer placing your investments in bonds only if you are not seeking for 'short term returns'.

3. Certificate Deposits: Certificate deposits are another feasible option for investment. Certificate deposits operate in a similar way as 'Bonds' do but differ slightly in the operation. While the rates of interest offered by the bonds vary according to the market situations, certificate bonds tend to remain the same all through the year.

4. Shares/Stocks: these are the most popular forms of investing. It is assumed that almost 80% of the world's population invests its money in this form of investment. Buy a share in a company and watch it grow. However, stocks and shares are completely volatile and no one can expect the stability of it over a period of time. Select a company that has a high rate of stability and put your investments in it as 'shares'.

5. Invest in a future company: This is a clever form of investing. Though the returns cannot be expected right away, investing in this form can draw you huge returns. Investing in a future company is nothing but buying a part of the company at its early stages. When the company grows leaps and bounds, your part to increases tremendously and generates huge returns to what you have invested.

The ways for 'money to invest' discussed here are not the all; there are plenty of other ways where one can invest his money in. it is highly advised to research the ground before you invest in it. Happy investing!! - 23212

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Understand Technical Analysis Terminology

By Ahmad Hassam

As a forex trader, you should learn technical analysis. You need to understand the various terms that are frequently used in Technical Analysis. Technical Analysis is the study of historical and ongoing price data through charts, price patterns and chart indicators. Charts display price moves in time intervals using bars and candlesticks.

Technical Analysis is based on the following assumptions. The most important is that all available information is already impounded in the market prices of the currencies. The second assumption says that prices always move in trends or patterns. The third assumption says that history repeats itself meaning you can predict the future market by studying the past market prices.

We follow trends because experience has shown that once a trend is in motion, it is most likely to continue rather than reverse it. The more one studies chart patterns, the clearer it becomes that reading and interpreting chart patterns are more an art form than a skill.

Charts come in two types. Bar charts and Candlesticks charts. Bar charts display price data in vertical lines. These vertical lines represents price action during a given time period. The tip at the top is the high for the period. The tip at the bottom is the low for the period. The open and close are represented by small horizontal dashes called tics. The tic to the left of the line is the open. The tic to the right of the line is the close.

Candlestick charts are similar to bar charts in many ways but different in other ways. Candlestick charts were developed by Japanese rice traders. They are used extensively in technical analysis. Like the bar charts, the top of the vertical line represent the high. The bottom of the vertical line represents the low. However, the price action between the open and the close is represented differently by the use of candlestick bodies. A shaded body represents a lower closing price below a higher opening price. A hollow body represents a higher closing price above a lower opening price.

The price activity above and below the body is referred to as wicks or tails. A trader may use a 3, 5, 10, 15, 30, 60 and 180 minutes charts. For swing and position trading, a trader may use a daily, weekly or a monthly chart. These charts all use the Greenwich Mean Time (GMT) or the Eastern Standard Time (EST) depending on the software that you use. But you can always adjust them according to your local time.

While doing technical analysis, you need to understand what are markets patterns? What are Uptrends? What are downtrends and what are sideway trends? Markets expand and retrace constantly. Market prices may continue to expand for sometimes either upward or downward. It is the nature of the markets to surge then pause and retrace.

Trends make a series of peaks and troughs as they move. An uptrend consists of a series of ascending peaks and troughs. A downtrend consists of a series of descending peaks and troughs. A sidways trend consists of a series of horizontal peaks and troughs. - 23212

About the Author:

Mr. Ahmad Hassam has done Masters from Harvard University. He is interested in day trading and swing trading stocks and currencies. Trade Dow Futures. Learn Forex Trading.

The Recession - How Does It Affect The Forex Market

By Michael Fredericks

What effect is the current continuing economic downturn having on the Forex market? Forex predictions have on the overall whole been accurate. The market for currency is showing stability, in terms of trade as well as volume.

Although nothing is truly stable at the moment. Being in the market means being prepared for anything. Forex is susceptible if there are big changes, and were nervous as to whether or not we can handle.

But anyone who is familiar with the Forex market knows we are a competition zero sum game. In other words, you get back what you put into it.

Even experienced traders, though, have been taken aback by some recent developments. The sharp decline of the dollar prior to the overall drop in the fall of 2008 could not have been foreseen. Forex trading depends on taking action based on events occurring in markets elsewhere. Without a clear view of those events, and the overall situation going in unknown directions, many were unclear on what their next move ought to be. Still, while traders can't control what happens in the world, they can and must control their responses and reactions to it.

Last years recession came as such as surprise, because the US dollar was holding up so well, even up to when Wall Street admitted that the dollar was failing. It was a bad sign for everyone. Foreign investment started losing trust in current and future plan structures, allowing a domino effect to fall on everyones heads.

When asking where to turn next for profit, people point towards the Asian market, where their sheer size and production will become the necessity of the world. Investors will surely turn their gaze towards these foreign markets, leading to possible controversy over safety.

Will other currencies besides Asias strengthen? Most countries have avoided major crisis as they are swimming in a technical recession. Should we all be buying, buying, buying before the economic recession hits bottom since it is clear it hasnt?

Forex is focused on changing regions during this time of recession. Asian markets are extremely resilient against crisis because the demand will always be there for particular goods. Prices will rise, as will their power in currency, this is where our attention should remain. The ability to be flexible is important to Forex and with a region change we may become currency investors as we can only hope that our economy can make a comeback, with Forex leading the pack. - 23212

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For more information about price action trading, then you can check out this website: Forex Trading Tutorial

7 Things That Can Affect How Your Car Insurance Rates Work

By Sam Kins

It's essential to be aware how car insurance works and how premiums are calculated. The formula for computing the rates are not revealed, but some factors will give you a clue how much you should spend for car insurance. Here are some aspects that will either cause a raise or reduction in your car insurance rates, depending on your level of risk.

The extent of coverage you need or want will affect how much you spend for car insurance. Obviously, the more protection you want, the more you will have to pay. Take for instance liability insurance, the cheapest type of car insurance, will make you spend less compared to a full coverage plan.

The amount of your deductible will play a direct roll in how much you pay for car insurance. A deductible is simply the amount of money you pay before the insurance company will start paying a covered claim. The more money you are willing to take out of your own pocket before the insurance company does, the less you will have to pay in premiums. The less your deductible is, the more money your premium will be because the insurance company will likely have to pay you at some point.

You driving record also plays an important roll in you premium amount. If you are prone to accidents, the insurance companies will take you as high risk. This will cause an increase in premiums. If you have a good driving record, you will pay less in premiums because you are less of a risk to them. The insurance companies love low risk people.

Credit rating can influence your car insurance premiums either positively or negatively. A high credit score will encourage good car insurance rate. Again, this is because you impose a lower risk since you dont neglect your credit responsibility.

Your location can influence your car insurance rates. If you reside in a bigger city with many cases of burglary, your insurance premiums can be higher. Insurance companies will give you a discount based on your residence, anti theft security feature of your car, and the parking area of your vehicle when not in use. You have less control over the discount rate unless you own a car with many safety features.

You age will determine the cost of your car insurance too. Generally, the more experienced you are at driving, the less you will have to pay for car insurance. Teenagers and people under the age of 25 will generally have higher rates than other people. Seniors will also have higher rates because teenager and seniors are the groups who tend to have the most car accidents.

Lastly, the type of car you drive has direct impact on your car insurance rate. The number of security features, age of vehicle, and type of automobile you drive will vary your car insurance rates. If you plan to buy a new car, determine how much you will have to spend to insure your car.

Hopefully these 7 guidelines about car insurance rates provide you with useful information on how car insurance works, and how to estimate your rates. The more informed you are concerning car insurance, the better equipped you will be in the future. - 23212

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India Economy Is Growing Quickly

By Mike Swanson

There are a number of countries around the world that are known to be "third world" countries. Why is this? If you looked at this in more detail you will find that it is because those certain countries have no or very little money. They also take a few other things into consideration, like the fact that those countries might owe money to other countries, and they are in debt. India was one of these countries, however, in recent times; you will find that the India economy is growing.

The main industry that is helping and that has been helping the economy in India is the film industry we all know as Bollywood.

In the last few years or so, India has made plenty of movies and all of these are also taking their place throughout the world. The Bollywood craze has ensured that many Indian movies actually make it into the main stream cinemas and are imported all over the world. They have even started making Bollywood movies in the USA, even using one or two Hollywood names to boost sales.

Yes, it all started with the movie industry, but there are other industries that lent a hand. The tourism industry also made a difference to how the world saw India. It was no longer a place packed with poor people. To the tourist it was a spiritual place, a place were real people lived.

You can tell that they have just by taking a glance at their tourism industry. The Indian tourism industry is one of the largest in the world, with thousands of American tourist flocking that way for a holiday every year, not to mention tourist from other countries.

You will also find that the medical industry in India is one of the helpers of the economic status. You will find that medical care is really cheap in India, and they also have some of the best hospitals in the world. This explains why people from all over the world travel to India to get medical surgeries done all throughout the year. - 23212

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