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Sunday, March 29, 2009

Network Marketing and MLM

By Nancy J

If you want to have a money making online business, you must consider having at least one network marketing opportunity. Most of the successful internet marketers know that and you can find the most of them are promoting several programs to maximize their residual income.

You know sometimes you love a program for its products (like MyWorldPlus) or love it because its easier to convert (like most revenue sharing programs). But at the end you need to put your effort on the money making programs. The opportunities that bring you the highest pay chick, and the highest residual income. And after testing I was able to choose the 3 most profitable network marketing opportunities Those which bring me the highest conversation rate with the highest payout.

After researching money making ideas, here is a sample of that money making ideas. With those ideas I am making money no matter how bad is the economy, no matter who is the president and no matter where am I. I have found that network marketing opportunities are the best money making ideas, because of the return on investment, results from marketing efforts and the steady stream of residual income I get from them.

1. I can benefit from the work of very successful network marketers such as Rachel long and Mike G. They are directly my Up lines and people they bring to the program placed under me. And believe me when I say they know how to refer people to the programs.

How do I identify the money making opportunities?

2. Those opportunities are the best online, and people I bring to those programs can see it immediately, they trust me for that and the stay as a members because they like the income they earn. And you know its a huge advantage.

With those programs I can benefit in several ways:

1. I can benefit from the work of very successful network marketers such as Rachel long and Mike G. They are directly my Up lines and people they bring to the program placed under me. And believe me when I say they know how to refer people to the programs.

1. I can benefit from the work of very successful network marketers such as Rachel long and Mike G. They are directly my Up lines and people they bring to the program placed under me. And believe me when I say they know how to refer people to the programs.

It does not mean you dont have to refer people yourself, but it means you can benefit both ways.

2. Those opportunities are the best online, and people I bring to those programs can see it immediately, they trust me for that and the stay as a members because they like the income they earn. And you know its a huge advantage.

If you want to have a money making online business, you must consider having at least one network marketing opportunity. Most of the successful internet marketers know that and you can find the most of them are promoting several programs to maximize their residual income. - 23212

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Tax Lien versus Tax Deeds and How to Purchase a House for Under $2K

By Cathy Clarke

Every time someone defaults on their property taxes, the government can foreclose on their home. It's a common practice, and by the way things are going, they'll be listing foreclosures even more in the future. It goes without saying that this is a terrible ordeal for any homeowner, but there is a bright spot in the form of a tax lien auction as outlined in this article. In fact, a tax lien can help a homeowner prevent foreclosure while providing an a good investment, so it can actually turn out to be a win-win situation!

The local government will arrange a tax lien sale, where the public can bid on the right to provide the homeowner a loan in lieu of the home and/or commercial property. In return, the homeowner must pay the winning bidder back the full principle with interest, by a specific date. Both parties must agree with the terms and the date.

However, the caveat for the property owner is that if they don't pay the loan as agreed upon, you, as the lien certificate owner may foreclose the property and take title of it. Everyone wins, so long as you are payed back the full amount of the tax debt plus the healthy interest owned. This way, you obtain a good interest rate on a very low risk investment, while saving someone from losing their property and/or home.

I won't tell anybody, but I'm guessing you are actually hoping the owner will default on your property tax sale loan so that you can take ownership of the property. Actually you don't have to feel guilty because you have relieved them of an impossible debt situation and saved them from being forced into bankruptcy. It allows the owner a chance to start a new chapter in their life with available credit and a clean slate.

A tax deed sale is different then a tax lien sale. The main detail the two hold in common is that they're both sold at local municipal government auctions. At a tax deed sale the municipality sells the actual property with title, with the top bid winning the rights to the property immediately. The current homeowners do not have an option to pay a new lender in an effort to maintain the property. Any outstanding liens and or penalities may or may not have to be honored as declared by the local or state governments. You can find which is the case beforehand by contacting these offices toavoid encountering any unexpected costs.

Tax lien sales and tax deed sales are two ways that a person can benefit from participating at a government auction. Imagine all the money that the winners of these auctions can profit by either charging the owners high interest, or taking over the home themselves and renting or reselling it for a handsome profit. - 23212

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Thinking about Buying Stocks?

By Candace Peach

Are you thinking about investing in your future? Are you thinking about getting ready for retirement? That is a great first step towards investing, but you still have a ways to go. You need to actually be proactive.

If you are looking to begin investing your money, you can invest in stocks, bonds, real estate, currency, commodities, or in any combination of these. These are just a start and you can do whatever you want.

I will tell you that there are some investments that are better than others. No necessarily in general, but some investments will work better for some and others will work better for another person.

Stocks are a great investment. They are known for making people more money than bonds and other investments, and they are pretty easy to understand, unlike investments like derivatives.

If you are young in your 20s or 30s, stocks are a great investment for you because you have lots of time to recover from losses. It is very possible to lose a little money from time to time when investing the stock market. It's perfectly normal.

No matter what you invest in, it is only normal to have losses and gains, whether it's stocks or another investment. This is what risks are. As long as you make more gains then losses, you will make money.

This is why you diversify your investments. Within stocks, you need to diversify. Don't put all your money into one stock. If you lose money in that stock, you want to have another stock that you gain money on to offset the loss.

As you get closer to retirement, you may want to invest more and more into less risky investments such as bonds. This will make sure that you lose as little as possible when you get closer to needing that money. - 23212

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No Trading Experience, No Problem. Use Forex Auto-Trading Device

By Richard U. Olson

When the public first became aware of online Forex trading, it was still almost entirely the province of banks and large investors. However, the prevalence of the internet now has been a big factor in inducing more people to adopt Forex trading as a way of making money in the currency market.

There is a growing number of traders who are choosing to use the Forex Autopilot system; not just banks and brokerages, but individuals are also using Forex Autopilot to make money in online Forex trading.

This rapid and rather startling increase in online Forex trading was actually a cumulative result of many factors. People realized that the major benefit of this system was the ability to continue trade without geographical distance becoming a point of contention. And trading could occur 24x7, instead of just working for limited hours.

Forex trading reflects a three trillion dollar a day segment of the world economy by recent estimates. One of the things which have made online Forex trading so popular is that traders can get in on markets all over the world and trade in any world currency they like. This helps them to maximize their profits in the currency trading market.

What you ultimately get is a kind of free flowing transaction and elasticity that aids you in your trade. You get to access the quotes that have been presented and make your decisions accordingly. Perhaps the most important feature of online trading is that there is no necessity of the standard tropes of trading anymore.

There are no bears and bulls in the Forex market. The inherent value of the currencies you trade do not necessarily matter - what does matter is their value when compared to each other. This makes things much easier for Forex traders.

Other important features of the online Forex trading are its swiftness and intelligibility. As far as speed is concerned, it is a matter of seconds for executing any deal, filling it, and sealing the contract, with no delays. Also, what is crucial for major decisions is the real time information provided by the brokers and trading companies.

Along with this speed, online Forex trading also offers unbelievable transparency in all its dealings. With no additional costs, concealed exchange fees and no fees, online trading has been greatly improved by online Forex. Thus, you find more and more individuals getting attracted to the world of online trading, courtesy of the internet, which provides this crucial opportunity. And the real time transfer of information across the globe makes marking trends and accordingly deciding the time for selling or purchasing the required possessions, a very easy job.

Online Forex trading using automated systems is very easy and does not require extensive knowledge of the market - of course a general understanding of how the market works is very helpful. The online Forex Autopilot trading system does not promise success, though many Forex traders have been successful using this system.

If you are new to currency trading, especially Forex trading, use of an automated trading system like Forex Autopilot can take a lot of the guesswork out of trading and help you to maximize your profits. If you really want to be a success in the Forex world though, you should learn as much as you can about how the market works to help you make the best possible trades. - 23212

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Investing Principles Made Simple

By C.P.Billows

You do not need to be an accountant or a financial wizard to handle your investments. There are some basic principles to follow, known as the KISS principle. KISS is generally know to stand for "Keep It Short & Simple" but I think the acronym can also apply to investing:

K - Keep invested

I - Invest in stocks

S - Self-direct your investments

S - Small investments possess an advantage

K - Keep invested and don't become discouraged

There are lots of people who enter the stock market, get burned, drop out, and then hand their finances over to a broker or mutual fund seller. That is the wrong thing to do. Losing money in the stock market is all a part of learning how to invest.

I have lost thousands on bad investments but I have also made more thousands on good investments. I still come out ahead because the good investments are that much better and I have invested wisely. The worst thing I could do is become discouraged and drop out of the market.

Investing is like any skill. It takes practice and knowledge to master. You need to keep investing and learning. The trick is to start small and increase your investments as your mastery develops.

Consistent contributions are critical especially if you are depositing into a retirement account. Every contribution will help reduce your taxes payable and all of your gains are allowed to grow tax-free.

I - Invest in stocks and instruments related to stocks

The best place to park your money is in stocks. There are thousands to choose from but for long term planning it is best to pick sold big capital stocks that are the basis of your long term plan.

You can invest in mutual funds but be prepared to get poorer results. Diversification is taken to the negative extreme in these financial instruments and the fund has to overcome its own hefty management fees before it can even turn a profit for you. You can find better results by investing in a few sold companies and in Exchange Traded Funds.

Stocks come in five basic varieties. You want to avoid the last one and invest in the others depending on your investing philosophy.

a) Blue-Chip Stock - Solid companies whose steady profits allow it to pays out dividends. These should make up a majority of your stock portfolio.

b) Growth Stock - Typically technology or biotechnology companies that grow and expand. Rarely do they pay out dividends because they plow their profits back into the expansion.

c) Value Stocks - Companies that the market has undervalued. The market is not always rational and sometimes these companies make great buy-out opportunities for other firms.

d) Mad Money Stocks - Very speculative stocks that are not making any profits but have a product you believe in. Depending on your investing constitution, set aside 0-10% of your portfolio for some speculative fun.

e) The Dregs - Companies that are losing money, revenue, and leadership. Avoid these unless you are interested in betting against their decline in what is called 'shorting'.

Some investment firms will value stocks by the size of the company in stock value. That is useful to tell you how big a company is, but it would be like valuing the denomination of dollar bills - a $100 is always worth more that a $20 bill - so what? Two companies might trade for $100 but in actual fact the worth of the company behind the stock price is like a $100 bill in US money and a $100 bill in Mexican money. They are not worth the same amount.

General Motors is one of the largest publicly traded companies but should not be considered a blue-chip. GM has had declining revenues, has debt problems, and faces very stiff competition from the Asian automakers.

S - Self-directed accounts ensures lower trading costs and control

Get a self-directed/discount brokerage account. Do not go with a stock broker if you have every intention of taking control of your financial future. Some options are

This allows you to both save money and act in contrarian ways when the rest of the market is panicking. It is possible to double your money on stocks that everyone has given up on. The fact is most investors operate on fear and emotion. You can win in the stock market if you are one of those people who blink last.

S - Smallness can be an advantage in the investing world

Not having millions of dollars is an advantage you can leverage to your benefit. Large institutional investors like pension plans and mutual funds cannot enter the market without hurting some of their investments. You on the other hand, can purchase stocks at great prices without driving up the price. You can also get out of a stock investment without worrying about driving down the price.

Having millions of dollars to invest has its own set of headaches, one you likely want to experience, but until then, you should take advantage of your smaller size as an investor. Nimbleness has distinct advantages in the stock market. Enjoy it while you are still small.

There you have it: the KISS principle for the investing world. Hopefully, you will be inspired to take control over your investments with these principles. - 23212

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