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Tuesday, December 8, 2009

Houston Investment Property Managers - A Portfolio Saver

By Duke Morgan

There are a lot of people who feel that when it comes to property, they would like to deal with everything on their own. While there could be merits in this, a far better option is to take the services of a property management company. Property management companies take monthly charges in return for the property security and maintenance facilities. Incidentally, the property management market is quite fragmented with so many players trying to cope with the demands of discerning and demanding consumers. There are a few players that would like to build up scale and magnitude so as to expand globally and also consolidate by means of mergers and acquisitions.

Property management companies come under the purview of the Companies Act under which they are constituted. This implies that these companies have to comply with the provisions of company law. These companies have the ability to handle various legal matters that a property might face. While property management companies specialize in managing and handling various property related issues, it is true also that many of them are rather small and basic in nature. Some of them may also be in a time warp and may not have woken up to the benefits of modern technology like e-mail.

One of the important services that property management companies offer relate to client interface. This includes marketing properties and screening the response they get in order to short list suitable residents. Apart from the maintenance and upkeep of property they also ensure that agreements are signed properly and renewed in a timely and lawful manner. The company has in-house staff and supports its executives in a collaborative manner. The main aim of such a company is to ensure that the project is made commercially viable and its value is enhanced too. The company has certain limits that are imposed in the form of building codes, commercial business practices and also affirmative action provisions.

When it comes to the area of evicting recalcitrant and problematic residents, these residential property managers are able to save costs substantially. Also, when it comes to getting information about the property, residents want to know more than just unintelligible abbreviations like w/d, hw fl, d/w, a/c. Those who want to move into the building would like to see floor plans, know details of the building and also information dealing with its location.

Property managers are partially regulated - if they accept a fee for letting a property on behalf of a landlord they must be associated with a licensed Real Estate Agent. If they do not accept a letting fee but work solely for a proportion of ongoing rental income they are not regulated. Property managers are experienced in every aspect of a building's interior and exterior and have working knowledge of the mechanical, electrical, plumbing, and structural systems. All building systems are maintained by monthly preventive maintenance contracts. Property managers are involved in all types of real estate including commercial and industrial, condominiums, residential, and farm and ranch.

In addition to all these services, it is possible to get some accounting services from property management companies. This includes providing a monthly statement that documents various monthly income and expense items relating to the management company on your property. - 23212

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Writing Proposals Made Easy: Sample Business Proposals

By Elliot Clark

On the lookout for new clients? In today's economic climate, there's no reason to improvise when you must write business proposals. Try picking up a sample business proposal or template, and flesh out your sample until you have an attention getting document that will win over your clients and earn you some business when you most need it.

The first step of any writing endeavor should always be pre-writing. Don't be concerned about the quality of your writing -- what you are going to be writing now is purely for your benefit; they're not going to see this, so relax and do it your own way. Through pre-writing we can start to see exactly what services we want to offer, what goals you can realistically achieve, and what qualifies you for this position more than the next worker.

Think carefully about your business proposal. Divide your goals into several steps, taking notes the entire time on what will be necessary to accomplish each step. Finally, write down each step and organize them so the reader can see that, by using your services, they will inevitably be led to the goal you defined when you were pre-writing.

Start off the writing process with a simple cover letter. Make sure to use two or three paragraphs to summarize your goals -- for instance, you could write: "Our company will help you by doing x, y, and z. X number of businesses in this region do regular business with us." There's nothing wrong with elaborating on your successes. Don't ruin your chances with an exaggerating cover letter.

Next, the hard part: actually write your business proposal. Proposals are usually split into five pieces: the executive summary which states what you do and who you are, a statement of work dictating what services you plan to give your client, a list of steps to achieve your goal, a list of reasons why you are better than the next guy, and last but not least the legalese terms of your contract and payment arrangements.

Keep in mind that this is still just a first draft, so don't freak out -- stay calm and write what you want your client to know. Imagine potential customers sitting across from you right now. What would you say to them that would make them want to invest in your services?

Quality is not important at this stage. The only thing you need to worry about with the first draft is simply getting that proposal written according to correct proposal structure. Word changes, spelling and grammar fixes and combing for redundancies can all be done later.

Think about your contract terms and pricing. Look into similar companies to your own and see what they charge. If you have to find out you're overcharging people, it's best to do so when you're in front of a computer screen by yourself rather than when you're sitting down to discuss business with your client.

With that first draft in the can, it's time to rewrite your business proposal as is necessary. Try asking a friend to look over your proposal to catch any typo's you may have passed. If you would like to fix, change, or add, do it now, and then re-read your work.

Before your meeting, try out some role-playing. Try putting on your client's shoes for a minute and figure out how they would react to your proposal as it is now. Are there any complaints they could voice? Will something in the proposal make them hesitate? Think up as many reasons for them to say no as you can, and then come up with answers to soothe their concerns.

It may be difficult, but writing a business proposal from a sample business proposal is not rocket science. Take some time to incorporate each of these steps into your working process and before long you'll produce a solid proposal that will keep the attention of your clients through a long, healthy relationship. - 23212

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Thinking About Forex?

By Kris Deaney

Many individuals are becoming inquisitive about trading Forex. There are various reasons for this, but the main ones are the ease of entry into the industry, the opportunity to profit from markets no matter what direction they are moving in and also the leverage that's obtainable for traders.

These are all good reasons to trade Forex, however a trader should be careful. Leverage for example can be a drawback as well as a bonus, if a trader does not absolutely understand how to manage risk.

That is why it's vital for a trader to stick to a strong trading strategy, before they start trading in the market.

The other issue they will want to consider, is how to find a very good Forex broker. Unfortunately, the Forex market is unregulated. This means that many brokers can in reality do as they please, and some opt to to act in unscrupulous ways.

Joining up with a good Forex broker means that traders will be ready to avoid things like slippage. Slippage is where a brokerage can re-quote a price that a trader wants to buy or sell at. This will invariably go on to some degree, especially throughout fast moving marketplaces, however top quality brokerages can keep this to a minimum.

A top quality brokerage will also offer traders low spreads. Essentially the spread is the distinction between the bid and ask level, or alternatively, what a currency can be bought or sold for at a particular time.

The higher the spread the more expensive it is to trade. Good brokers provide lower spreads. They can also give the chance for coaching and education, so that traders can develop market experience along with their trading strategies.

It also means they will offer traders with the opportunity to get up to the minute financial info, so that they are tuned in to world events and the release of economic indicators, as well as having the ability to use skilled charting tools, as any other professional bank trader could.

Brokers both good and bad can also offer a trader the possibility to use leverage during a trade. For those not sure what this is, if as an example a trader trades at 10:1 leverage, they can only need to put down one dollar for each 10$ that they obtain in the market. 20:one would be one dollar for every $20 that's traded in the marketplace.

When leverage is used as part of a trading plan, where the risk is controlled, then it will give extremely good chances for increasing earnings. However, every trader has to realize that it will magnify looses extremely quickly and because of that it has to be treated with caution, particularly by beginners. - 23212

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Guests At Morocco Hotels Accorded With Five-Star Accommodation

By Clark Ericson

The morocco hotels are strategically located to be proximate to the airport, commercial centers, restaurants and recreational areas for the convenience of the guests. The rates are fairly affordable and facilities are at their best. All of these hotels are well-engineered with architectural designs which are of international standard with mixture of the Moroccan tradition. In the Kingdom of Morocco these towering structures are erected which are rated from three-star to five-star.

The rooms are equipped with air-conditioning units, elegantly crafted bathrooms with hot and cold showers, cable television sets, telephone lines, internet access and other amenities that make your stay comfortable. The rooms are furnished with sophisticated pieces of furniture and furnishings fit for royals. Staying in any of these morocco hotels gives you the feeling of relaxation and a warm atmosphere.

The booming tourism has led to the rise of the real estate business, the construction of hotels, lodging houses, villas, apartments, and condos. These morocco hotels are frequently visited by tourists coming usually from neighboring European countries like France, Spain and Italy not to mention the Canadians and Americans who love the warmth of sun. The influx of tourists into this Kingdom has paved way to the rise of its tourism industry into some tremendous heights.

All these guesthouses accord their guests with five-star accommodation and extra services that they may request. The terraces are architecturally designed to face the beautiful and breathtaking views of the country. Everything you need is just at your fingertips. All you need to do is call for room service and well-trained room attendants will immediately attend to your needs. The construction of morocco hotels in different key cities of Morocco has greatly contributed to the popularity of the Kingdom.

You can have your reservation booked if you are planning for a grand vacation to the Kingdom of Morocco. There are websites on the internet with qualified representatives that can readily address your concerns. Travel guides shall be offered to you and your arrival at the Morocco airport is being facilitated by attendants or representatives from any of the morocco hotels. - 23212

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What Are Home Owners Rights during Foreclosure

By Doc Schmyz

Home foreclosure is one of the greatest fears of families due to debt. Even though this is true we often take our bills for granted in favor of our credit cards. Before we know it bills have easily stacked up and we end up not knowing who to pay first to stop the calls, and the current economy is not making this situation any easier.

Even though your house is being foreclosed there are still legal procedures to follow. Your lender can't just kick you out of the house. There are laws that protect homeowners from these situations. Here are some of the important facts you need to know when facing a foreclosure.

If I fail to pay my mortgage can I get kicked out of my house?

Simply put: No. The mortgage lender/bank can only kick you out of the house with a court order. Before they can do that they also have to follow a set of legal procedures.

How long does the foreclosure take before they take my house?

Depending on the state and county the house is in, it can take as long as 6 months. In some cases the lender/bank may push for a faster foreclosure however, this is only when they have a new buyer in mind normally.

After the foreclosure process do I have to get out of the house?

No you don't have to. After the foreclosure auction ends the ownership will be transferred from you to the highest bidder. You will become a tenant of the house. The new owner must also follow legal procedures before he or she can evict you out of the house.

In some cases you can become just a "renter" to the new owner. (this is dependent on the new owner of course)

What happens when I get evicted?

The new owner of the house may send you a notice to leave the premises. The notice usually gives you 72 hours. If you fail to follow the notice the new owner must present his case to the court before a judge to get an order for you to be evicted. The judge will be the one to decide if you should be evicted or grant you more time. If you fail to follow the court order the new owner may procure an execution of the eviction order.

The sheriff will give you a notice of the execution and give you 48 hours to pack and leave. If you fail to follow the notice this is the time when the sheriff can physically move you out of the premises. - 23212

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