FAP Turbo

Make Over 90% Winning Trades Now!

Saturday, October 3, 2009

Investing Tips For The Beginner

By Micheal Jones

There are few general rules to remember and follow if you are starting to invest your money in the stock market. The first and most important thing to remember is that you will be contending with the ups and downs. You should not freak out when your stock takes a down-turn and then immediately react by pulling out your money; that is actually the quickest and most effect way of losing you money.

People watch their stocks go down a bit, get scared and decide they need to abandon ship before they sink any farther. When that happens, they usually notice it going back up and then immediately regret the decision.

It won't always be the case, but it's a very good thing to remember as it very typically happens that way. If a stock goes down, then it will eventually come back up. The cases where this will not work is in the case of a company scandal where the company CEO's are involved in embezzlement; this is the only reason you should sell right away after a downward turn.

The nature of the beast is that the stocks will fluctuate, and some fluctuations may be scary. If you've done your homework and you are not just investing on a whim or a gut feeling, then have confidence in your research. Investing is all about knowing the stocks you are investing in and knowing what things can affect them.

Here's a great example: say you've hear some news about a new tax that will affect a clothing company and you know that this will adversely affect their bottom line, with this information you know that it would be a safe bet to steer clear of all textile companies as the new tax will surely be affecting them as well. Simply paying attention is all you need to be successful in the stock market.

Check out this great video; it has a number of questions and answers from an expert who can give you the low-down on investing. - 23212

Sell My Gold For Cash

By Hal Young

With a bad economy people are on the lookout for new ways to make money. One of these ways that people use to make extra spending cash is selling gold. That is why the question how can I sell my gold gets brought up quite a bit. Your gold could be old gold jewelry, coins, or any other scrap gold but they might have. While it may sound easy at first, unfortunately it is not all that easy to get your actual gold's value. And not only that, you also have to be on the lookout for all the con artists out there that are looking to ripoff people new to the field. In the following article I will explain how you can sell your gold for cash easily and safely while avoiding any scammers that might be out there.

The very first thing you need to do before you think about finding a buyer is to figure out how much your gold is worth. The easiest way to accomplish this is to go directly to a jeweler or pawnshop where they have the tools available to determine the karats of your gold and how much it weighs. They will then give you an estimate based on the current spot price of gold. But that price changes daily so you may have to check a financial related sites like CNN or gold price.org that will give you the current price of gold later when you actually go to sell your items. You can also try your hand at figuring it out yourself but you will have to find a guide that shows you how to convert from the standard ounces to pennyweights.

Now that you've finally figured out how much your gold is worth it is time to go about finding a gold buyer. There are hundreds if not thousands of buyers out there - you just have to find them. You can do this in several different ways but the easiest by far is the phone book or online. Just make sure that you research them thoroughly before selling to so you don't get ripped off.

If you have scrap gold to sell, your best bet would be selling to a gold refiner. Gold refiners buy your gold based on the spot price of gold and various other factors but you can usually get at least 90% of the spot price of gold if the refiner is legitimate. Also most gold refiners usually have a sliding pay scale so the more you have the better chance you have a getting a better price.

If you have any gold jewelry and you think it might be worth more than just the gold content in the piece, you should probably think about selling to a gold jeweler or pawnshop. At very least they will confirm if it is actually worth more than the gold content in the piece. If it is you will certainly get more than what you'd get from a gold refiner or dealer.

And finally if you're looking to sell gold coins the best place is probably straight to a coin dealer. Some older coins might have more value than just the gold in them so selling to a gold coin dealer who can appraise them is usually better than selling to a gold refiner.

And that is all there is to it folks. If you will just follow the tips outlined above you will have learned how to "sell my gold" both safely and easily. Just remember to check out the companies first before going through with anything. - 23212

About the Author:

Put Away The Crystal Ball When Investing

By Micheal Jones

The truth is that there simply is no magic trick that will give you all the answers for how the market will move; if that were the case each and every one of us would be a millionaire. The only way we can try to predict the market is by using our gut intuition and analyzing trends to make a well-informed prediction.

A stock that has been hovering over a price for several days may make you less likely to purchase it over a stock what has risen several dollars over the course of a few days only return to its starting position and climb again.

This is a situation when you would purchase it at its low point, wait a few months for it to do its climbing and then sell it after a gain of a few dollars. This is what many people tend to do, but it?s not a creator of overnight millionaires.

Predicting the market is done through thorough examination and research; you watch a stock, take some notes, find out more and then hope for the best outcome. Make sure that you do investigate the stock you?re purchasing.

Which sector is it in? Is it Energy, Tech, Pharmaceutical or something else? When you?ve answered that question, your next step is to examine the other companies in that particular field to find out how they are doing. If there is a trend of interest rates you might see that it will have an indirect affect on the price of the specific stock in question.

You may be surprised to discover the fickle nature of stocks as well. Something seemingly inconsequential, such as a speech by Paris Hilton, can affect how it behaves; you just never know. Buy a few shares and see how well it does. Determine how well you took notes and did your research by the way the stock behaves. You can start small, there are no rules governing the number of shares you can hold.

Find out more about the Australian Share Market by someone who is in the business and has a lot of experience as well as a wealth of great advice. - 23212

What You Need to Know About Online Penny Stock Trading

By Malcolm Torren

Stock trading is not something you can learn in a day. It is not an ordinary field. Think about exchanges like NASDAQ and NYSE and how disorganized it looks like. All the noise from every stock broker's bidding shouts. Every voice must be heard in one trading floor. But surprisingly, that's actually the orderly way of closing stock deals. Ironic isn't it? It's a lot different in online penny stock trading.

You only have your monitor to rely on. In there you see figures from the stock market trend. You see penny stock prices and you see company information. You also meet other investors across the globe that you've never met before.

One advantage of online penny stock trading is that it can be done in the comfort of one's home. But even if there is a different feel with just having the monitor to check your penny shares with, it still isn't automatic. In fact it can never be.

Data - The money you'll be making from your penny shares depends highly on what you know and how much you know. The facts will determine how much money you want to buy shares with. The trend will still guide you when you should make your move. And other information will aid you in determining which stock is the best penny stock buy. So while you are free from the real noise and seemingly chaotic offline trading, online penny stock trading still requires your expertise in choosing the right stocks at the right time.

The ugly side of doing this trade online is that when there is lack of information and inaccurate pricing, the problem becomes an opportunity to fraudsters. The modus channels in to falsified claims, fantastic track records, and ridiculously cheap prices. Not to mention other strategies they use such as the penny stock humble beginning story approach. Always verify and do your own research. Remember that it's your decision that brings you success and not the other way around.

Another disadvantage is that you will be subjected to limitations caused by factors beyond your control. Bad connection, internet fraud, and even fictitious characters pretending to be credible stock brokers. Do not rely too much on newsletters, penny stock softwares, stock promotions, etc unless you are sure that the person selling these ideas have an impressive success in the stock market. Consider them as strangers.

Easy and Convenient - The good part of online penny stock trading is it's convenient. Of course there's more to it than that. You can have more access to more information at a faster pace. You can check into as many stock prices. It's easier to compare because the data comes right up immediately with just one click or two. You get more options because the information is practically and readily available. Again it all boils down to your rational decisions basing from all these facts you will get in the internet.

Advantage and Disadvantage - In any investment situation, there will always be two sides of the penny. The ugly part is just a consequence of both sides. The point is that the philosophy of the two faced coin is one thing online penny stock trading cannot exist without. Even with all the facts available, the internet cannot replace your level of wisdom. Even with experience, it can only enhance. You are your best teacher. And knowing the good, the bad, and the ugly sides of the stock trading is always an advantage. - 23212

About the Author:

Bulk REO Investing In Today's Market

By Jerome Pennix

Bulk REO Investing is becoming one of the most lucrative avenues of investment during 2009 and in the future. Bulk REO Investors profit by purchasing multiple (commonly called portfolios) of houses from lenders who have repossessed the houses and have urgent need to eliminate pressure from their balance sheets. Due to the dire emergency of the balance sheet needs of the financial institutions coupled with the investors capability to buy a package of REO houses rather than individual properties, its frequently possible for a well-capitalized bulk reo investor to get REO packages at definitely appealing prices.

Most investors make offers to financial institutions on the basis of a percentage of unpaid principal balance. This means that if they make an offer of 60 cents on the dollar for a package of mortgages with a remainder of $3,000,000 in principal balance, then they pay $1,800,000 to acquire that package.

At the conclusion of the reo portfolio transactions, investors own multiple properties which must then be monetized to bring a return to their portfolio. To do this, they typically resell the properties to retail home buyers via owner financing. By cutting traditional lenders out of their transactions, REO investors are able to sell their properties more quickly and at very appealing terms.

Try to learn when the banks financial quarter ends. This is when they report their quarterly earnings and financials and when most of supervisory management get evaluated for increases in pay. Just like any business, financial institutions dont want to show these underperforming properties on their books especially when their earnings reports are due.

Analyze the deals, determine what you want to get them for, and put in your second (or third) best offer (never offer your best offer first).

Negotiate until its a win for all: you get to have several properties at lower than market value the bank walks away with those deals off of their books just in time for the quarterly earnings reports to shareholders.

The future seems bright for savvy Bulk REO investors. - 23212

About the Author: