Who Else is Badly in Need of Expert Property Investing Advice?

By David Woods

If you're determined to succeed in real estate investing, then hire a coach to provide expert Property investing advice. A good number of new real estate investors may opt to go for the 'trial and error' route to learn about the market but this can easily prove to be a very fool-hardy way in terms of time lost and money spent. It would be better - and more cost-effective - if you spend your time with savvy property owners who are already successful. This document outlines 4 excellent tips to help you spot the best deals in property investing.

The first step you must take is to locate positively geared property if you want to succeed in property investing. This implies that any rent you get from the property is more than the amount of money you need to maintain the property. Excellent property investment advice should also mention how to uncover real estate bargains with the most profit potential. You should also get pointers on property investment education, which includes good property management that will not increase how much you need to pay to own the property. The best resources for this information are experts who have already been successful in locating positive geared property.

Positive cash flow property can be found in the outer suburbs of major Australian capital cities. For instance, visit communities such as Liverpool, Blacktown and Penrith. There are some suburbs closer to the Sydney CBD where positive cashflow properties are still available, but harder to find. Leichhardt and Annandale are some of these areas. By concentrating on only a few only locations, you'll be an authority on property prices in those markets sooner. By focusing your efforts, you'll be in a better position to spot bargains as soon as they hit the market.

Discovering real estate bargains can be tough! While lots of property investment seminars tell you do a lot of research, Property investing advice that recommends you concentrate on certain districts only is better. This is why a coach and buyers agent are important. These experts will give you the guidance you need to turn a good profit. They will do the legwork for you and you can thus rest in the knowledge that you will be investing your money wisely.

Buying an investment property generally entails financing contracts. Making wrong choices in financing can limit how much property you can actually invest in. Even though you're buying positive cash flow property, it's crucial that you take care of financing wisely so can make more investments later. Keep in mind that mortgage brokers can only help you with one real estate at a time. This will limit your capability to buy other real estate later. Mortgage planners can help you work out an investment strategy so you can better meet your property goals. - 23212

About the Author:

Learn about investment property advice sydney. If you are in search of info don't forget to view this resource.

Options Trading Strategy: The Vertical Leap

By Jordan Weir

Many investors view options as only a short term trading strategy. The idea of a highly leveraged instrument with the potential to make big bucks quickly appeals to the risk taker inside all of us. Just like a card counting black-jack player, options can be used to make consistent short term profits, provided the player is careful, and knows what they're doing. But while stock options are usually employed solely by that clique of high-octane traders, they actually have enormous benefits that tend to go unnoticed by many a long term investor.

The strategy I'm about to reveal is rarely used. I've only briefly heard mention of them on little known websites, and even then, not in enough detail to give an example. So here it is, what I believe may be the biggest secret kept from long term investors on main street. The stock option strategy for the long term investor.

The strategy is a vertical option spread, using leap options. How this investment works is you buy one option, while simultaneously selling another option for the same month, but at a different strike price. While XYZ is often my generic symbol, I will use a real stock in this case. Keep in mind, this is NOT a recommendation. In actuality, it would probably be a terrible idea to invest in the example I'm about to give. Its just an example. Yet to get realistic prices for this strategy, it may be helpful to use a legitimate corporation.

note:I wrote this part of the article about a short time ago, prices may not be 100% current. at the moment GE is currently trading at 10.41 per share. In this case, let us talk the January 2011 options, giving GE ample of time to go the direction we believe it will. So if you thought GE was a good long term buy, it would be reasonable to think it is going to at least $20 per share by that point. By January 2011, most people believe the recession to be over, and that single development alone should lead to a substantially higher stock price.

To do a vertical spread, you have to buy one option, and sell another one. Giving our price target of around $20, and with the current price, 10.41, I would buy the 12.50 strike call option, and sell the 17.50 strike call option. The 12.50 option can be bought for 2.71 at the moment, while the 17.50 can be sold for 1.40, giving us an total cost basis of 1.31 per share for the option spread.

Now lets analyze this trade for a second. If General Electric is trading under 12.50 on the January 2011 expiration, both options expire worthless, and the 1.31 per option spread invested is gone. On the other hand, if General Electric is trading above 17.50, then the 12.50 option will be worth exactly $5.00 more then the 17.50 option, and so the position is worth $5.00 per share. If its between 12.50 and 17.50, the call we sold expires worthless, while the call we bought will have value equal to the difference between the stock price and the strike price; 12.50 in this case. Where is the break even? Well we paid 1.31 for the option spread, so if its exactly 1.31 higher then 12.50 (13.81), then well be at break even if the stock is at that point.

That gives us an amazing return of 281% if GE is above 17.50, for an annualized return of 107% (holding period is 22 months). Because of the high potential for risk - a complete loss of investment if GE is below 12.50 in Jan 2011, you shouldn't put more then you're willing to risk in the trade. Definitely a speculative play. Yet with how much time there is, it is a much safer bet then short term options, and significantly more profitable then just buying the shares.

So now that the basic idea is out of the way, what are some examples of vertical spreads I would consider? I am a big believer in investing in emerging markets, so I'm long term bullish on EEM (IShares MSCI Emerging Markets Investment Index). The January 2011 25-30 vertical on EEM is only going for about $1.88 at the moment, with EEM trading at 25.30 so I think that would be a superb investment. Above 30 it would be worth $5 at expiration, while below 25 it would be worthless. Unless the economy stays sour until then, I can not imagine that occurring.

Along the same lines, I expect FXI (iShares FTSE/Xinhua China 25 Index) to go up. The "China miracle" isn't over, merely in a subdued state due to temporarily reduced demand. The 30-35 vertical Jan 11 vertical would be worth $5 at expiration if FXI is above 35, which from its current price of 28.51, is perfectly within reason. That vertical spread currently has a $2 price, so that would be an even 150% return from now until January 2011.

A much more controversial play would be Bank of America. While the trader in me screams to short the stock, I foresee it being far more valuable then it currently is a couple years down the road. The simple reason is that yes; the financial sector has been hammered by the current collapse. Yes, some banking companies have gone bankrupt, or have been on the verge of bankruptcy. Is the financial system going to completely collapse? No. Are out of control bank runs going to drive them out of business? No. Are people going to want to borrow money again after this recession ends? YES! Is pent up demand in housing going to cause a rush to buy houses at prices not seen in a decade? YES! Are banks going to profit from this? Most DEFINITELY. If BAC is at or above $10 at the January 2011 expiration, the 7.50-10 vertical for Jan 2011 would be worth 2.50, while only costing about $0.65. That would give a 286% return, or 108% annualized. The risk of course, is that BAC goes bankrupt, or BAC stays under the $7.50 per share mark past January 2011. In either case, you would lose your investment. Yet with prices as low as they are now, that isn't very likely.

For the vast majority of people, the financial markets are not the place to get rich quick. While some short term traders will have tremendous success with these option strategies, long term investors should use these same strategies while remaining focused on the longer term, to achieve gains vastly exceeding those of the regular stock market, while limiting risk. - 23212

About the Author:

Wanna hear more about this phenomenal Stock Trading Strategy? Visit my website and learn all you need to know to become a market master. Know what industries to invest in and when, and learn the Stock options strategys the big players use to make money in the markets.

Real Estate Crisis - How to Profit from Amerca's Latest Crisis

By Claudia Smith

The real estate market has been suffering great losses in the United States due to bank foreclosures. Both bank foreclosures and pre-foreclosures are at all time highs and the homeowners and lenders are both suffering from it. Many honest, hard working American homeowners are suffering financial crisis due to the collapsing economy and are losing their homes at record highs. Some homeowners are forced to face bank foreclosure after getting behind on just a couple of payments. The ridiculously high interest rates and outrageous late fees are making things worse for both sides. How can the banks expect to get any extra money from the homeowners who are struggling just to pay the minimum payments?

If homeowners facing foreclosure can face reality quick enough, they can go ahead and sell their home for low prices before the banks officially forecloses them. Unfortunately, many homeowners have false hopes of catching up in time with their payments, but they usually never do. The lenders do not go easy on them. The homeowners who do act quickly enough can sell their home during the pre-foreclosure period. Pre-foreclosure is a grace period that is given to many homeowners facing foreclosure that can last anywhere from 3 weeks to 6 months. The pre-closure period varies from state to state. During the pre-foreclosure period, the home still belongs to the borrowers and they have a right to sell it to interested buyers.

Due to the real estate market crisis, many low income Americans now have the opportunity to purchase good homes at low prices. Bank foreclosure homes are put up for sell for as low as 10% of the market value. They wish to regain some of their money back and to get rid of all of the foreclosure homes as quickly as possible. This makes it easier for lower income families to afford a good home for literally cents on the dollar. Lower income families and new home buyers can now afford a home that would normally be out of their financial range.

Bank foreclosures and pre-foreclosures also provide an excellent opportunities to earn a lot of money. Even those Americans who have never been interested in the real estate market are learning that investing in bank foreclosure and pre-foreclosure homes can bring them a lot of money. For instance, you can buy foreclosure homes for as low as 10% of their worth, and then resell them for much more! Imagine all the money you can profit from purchasing bank foreclosure and pre-foreclosure homes! This is an excellent time to invest in foreclosure homes!

So how can you find them? The public is usually notified of the homes that are facing foreclosure. You can always look through your newspaper and local advertisements, but there are also listings that can be found on the internet! There are probably many homes in your state right now that are facing bank foreclosure. There are many foreclosure and pre-foreclosure listings on the web and you will be allowed to bid and purchase electronically. Be careful though, there are many scams on the internet. Some so called "foreclosure" and "pre-foreclosure" listing sites will promise you access to many legitimate listings, but they won't deliver. Many of their listings will be expired or false.

Fortunately there are plenty of legitimate foreclosure and pre-foreclosure listings found on the internet from every state. Many government auction sites are geared toward the real estate market crisis. So how will you know which membership sites are for real and which ones are scams? Fortunately there are government auction review sites that have all the information you'll need. Experts behind the government auction reviews go digging into government auction sites and test their legitimacy. They have the inside scoop on dozens of government auction sites and listings.

Many of these membership sites offer real, top deals on real estate, bank foreclosures, and contact information for the pre-foreclosure homes. Government auction review sites will let you know which ones are the best. Make sure you read government auction reviews before you begin bidding on foreclosure homes. You will receive the best advice and information about the real foreclosure and pre-foreclosure listings! - 23212

About the Author:

For free research and evaluation of the top most legitimate government auctions sites, check out Government Auction Site Reviews. This way you'll be educated on how to get in on the greatest values available while avoiding the many government auction scam sites that are on the web.

What It Takes To Trade Without Indicators

By Peter Thomas

New forex traders may think the indicators on their charting platforms are helping, but in actuality, their trading his being restrained. Most people arent aware of this fact.

It may sound irrational and if some had mentioned this when I first began Forex Trading, I would have thought they were sabotaging my efforts.

When I began with forex, I honestly tried every indicator I could find, attempting to make some money in this particular market. Its a common mistake that most traders make.

My efforts proved futile and all I earned was a headache. I was so attentive to seeking the "right" indicators, that I knew little of the market itself. I turned trading into a money making game instead of seeking long term riches.

I acted like my indicators were some sort of magical oracles. I was so caught up in my indicators, I had no idea what was happening with the price of the currency, and thats the biggest mistake a trader can make.

Many new traders fall into this trap, when really everything they need to know is on a simple-to-use bar chart. Price action is a basic part of what real technical trading is all about. Its a real shame more people arent aware of this fact.

Price Action is about the traders understanding of how price movements really work. These price movements then can be used to predict where the future of the price is headed.

A simple bar chart, devoid of the unnecessary fillers can surprisingly give you all the clues that you need for trading. - 23212

About the Author:

To find out more about trading without indicators, you can visit this about the best education in forex.

Learn To Trade Forex

By Hass67

Learning forex trading should not be difficult for you. With decent understanding of money management rules and a good trading strategy, you can conquer the forex markets.

Try to understand the big picture. Start each trading session by looking at the daily charts than zooming into 4hr, 1hr, 30min, 15 min etc. Forex trading is all about interpreting the past as it is about interpreting the future.

You need to know whether the market is ranging or trending before each trade. You should try to know any long term patterns that have developed by looking at the charts. By taking a general look at the different charts you will develop a feel of how the forex markets are behaving in the short as well as the long term.

You should try to figure out the general direction of the currency markets. You can use candlestick analysis and moving averages to identify long term patterns and reversals.

Bollinger bands applied to 4hr charts can help you to identify the daily trading range. A daily trading range tells you where majority of price action is expected to happen. Any moves outside the daily trading range can be viewed as short term abnormalities and ignored.

Do some scenario planning, once you have a general overview of the market. Make sure you know what news is scheduled to be released and what is the expected market reaction.

Keep this in mind that understanding the big picture does not mean knowing the whole picture. You should only focus on your favorite currency pairs. It takes time and study to understand a currencys behavior, how it reacts to things like oil prices, interest rates etc. So focus only on a few currency pairs while trading.

Always try to take notes and keep a daily trading journal in which start by analyzing the general direction of the markets for that day. What is your thinking about how the markets are going to react to different news that is expected to be released that day? Your entry and exit for the trade. What is your expected profit?

After each trade, analyze what went wrong and how to avoid it in future! In case of a good trade, analyze how many pips you could have made more and how to tweak your trading strategy for better results in the future trades.

Keep these general tips in mind while you are learning forex trading. Always remember never ever trade without stop losses and practice on the demo account for at least three months. - 23212

About the Author:

Mr. Ahmad Hassam is a Harvard University Graduate. He is interested in day trading and swing trading stocks and currencies. Learn Forex Nitty Gritty. Read about Trend Forex System. Try Netpicks Forex Signal Service.