How To Choose The Best Investment For You

By Sue Calhoun

Still feeling nervous about the stock market? Have you remained on the sidelines, trying to figure out what's the best investment to be in right now? Here are ways you can choose the best investments appropriate for your personal portfolio. (The ideas listed below are to help you consider alternatives - but are not recommendations. Make your investing decisions based on your financial goals and risk tolerance.)

Stocks: Gone is the buy and hold mentality from stock investing, since last year's downturn. This doesn't mean yo shouldn't buy stocks, just don't expect to buy them and do nothing else for fifteen years while they grow into wealth. With the economy still a bit shaky, keep watch over your investments to make sure they're performing as you need them to. Choose large, brand name companies, the ones that perform well regardless of the market, because consumers love them, or their products are the ones we can't do without. Focus on companies with strong balance sheets, meaning low debt, good revenue and cash flow.

Bonds: Bonds may be more safe than stocks, but they have risks too. Returns are based on a company's ability to repay debt, so if a company goes bankrupt, the bondholders are negatively impacted. If you're thinking about Treasury bills or bonds, note that today yields are very low. Even if you have a measure of safety, you will get lower returns as a result. Check into tax free municipal bonds, government agency and utility bonds, and highly rated corporate bonds. Select bonds issued by strong, healthy companies, or stick with government agencies.

Money Market accounts and CDs: The rates on these investments are very low, as these operate similar to a savings account. Usually these accounts are insured, but not always (check with the bank to find out). They are very safe investments, but have low returns as a result. These might be the best investment for someone nearing retirement, or a parent who is about to pay for college in the next year or two. These are also a place to keep some percentage of your money while looking for other investment opportunities.

Any investment should be based on your own, personal investment strategy. No financial planner, friend, blog or anyone else can tell you what the best investment is for you. Take the time to determine what your long term strategy is first, and your best investment choices will be those that help you reach those goals. - 23212

About the Author:

If you find it's time to really learn to invest money, read more of Sue Calhoun's writing and reviews of investing advice at her blog, SavingCashTips.com.

Guide To stock market for beginners

By Roy Steve

In todays world stock markets provide the fastest way to make money. The effort involved in making money on the stock market is literally zero. That said the risk involved is correspondingly higher.

If you are a new person who is entering the stock market for the first time then it is imperative that you should understand a few basics before you can even think of investing your money in the stock market.

The most basic thing to understand is to make sure that you have the knowledge of the stock market common terms and language. You should have the knowledge of what is day trading and what is called the settlement period. You should also get to know about all the stock exchanges NASDAQ, NYSE and ASE.

Another major aspect to learn is about the brokers and the brokerages. As a beginner you will have to decide what kind of brokers you would want to go with. There are discount brokers as well as full service brokers. Now these discount stock brokers will not give you any investing advice whereas the full service ones will give you all sorts of advice on investing. The fees definitely will vary for each one of these.

Knowing your risk profile will help you make sound investing decisions. For low risk invest in defensive stocks whereas for high risk and high gains invest in volatile stocks.

Understanding your risk profile is very important and that ability will usually come from the fact that as a beginner how much of extra money can you afford to lose.

As a stock market beginners selection of the good stocks to make money is very important. - 23212

About the Author:

Investing for stock market for beginners is not easy and you should know how does the stock market work

Where To Find Great Investing Education

By Christopher Latter

Have you ever thought of the prerequisites to jumpstart investing? If you have not then it is worth to give a thought. These prerequisites give you the right idea and show you the right path in making effective investments. Beginning to invest is a step by step process. It involves the steps like getting a good investing education, getting the required capital and prioritizing your investments. The most important of all is to have a good education in investing. Online learning on investments is a great way. It definitely gives you the right perception and greater insight in decision making. Investing is never easy as many might think. But it can be made easy by right preparation. You need to have the proper understanding of the fundamentals. It gives you the right applicative approach in designing strategies. It would help you in acquiring the required ability to sustain competition. In any field it is better to be prepared before starting as this would help your chances of success. It applies to investing as well. Better preparation in investments starts with a good investing education. Many fail to give it a try and fail in their investments.

You might have doubts in choosing best way of learning. The right choice would be the one which suits your needs. If your life style is every busy and you have very less time to spend on learning then online learning best suits your needs as it does not require too much of a time to be spent. Now let us see the advantages of online investing education. There is a huge amount of information available to you on the internet. Some of it comes for free and others for a very little price. This mode of learning offers you training sessions with dynamic approach towards success. You can easily reach the successes pinnacle if you follow it up. The required perception, the insight to be decisive, the ability to design newer strategies etc. everything required for a beginner would be provided by internet learning.

You would begin to think like many of the investors who are successful do. Instead of depending on the luck factor you would begin to believe in your intellect and ability. You would have the ability to earn big profits and to make good money. You would have the timing required to take a decision on buying, selling and holding. Investing would be as easy as the checkers game if you have the necessary investing education.You would be ready and booming with enthusiasm by the time you finish your learning course. Many of the successful investors say that timing is everything in investments. But what is the right timing? You will surely have the answer to this question when you finish learning the basics.

Online investing education will not only help the students in teaching the methods to become a smart investor, but also will give you the definitive instinct to become intelligent and smart in investing and in turn helps to become a wealth creator.

Other ways of investing education include the gaining timely knowledge through news papers and dedicated business channels on the television. If you pursue Investment as a full time career then this modes of investment education will be highly useful. On the other hand if you are a part time investor then online investment education suits you more. Person to person transfer of knowledge will also help, if you are unsure of what to do, just go to a good, experienced investment broker and get educated. There are many good paper-practice trading platforms that are offered by some good brokers and other financial institutions; you can use them to full extent till you get ready to start investing.

Just remember that investing education is a continuous process and you should never stop learning to design newer strategies for newer trends. - 23212

About the Author:

Please follow the links to an archive of articles on information about investing education and/or online investing information by following these links.

Which Gold Krugerrands Are Considered The Most Valuable?

By Christina Goldman

The beautiful South Africa Gold Krugerand Coins are found, minted and sold in South Africa. One of the largest producers of gold in the world, South African has an abundant supply of precious metals that come from the deep mines surrounding Johannesburg.

Countries frequently connect the designs of their currencies according to particular historical feats. That's why one person named Stephanus Johannes Paulus Kruger was chosen to bear the imprint on their legal tender. The gold bullion coins manufactured in SA derived its name from him and called it the Krugerrand.

The reason why there's a high resounding value for these Gold Krugerrands in the market is that these gold coins can register up to 22K in its fineness. So, which gold krugerrands are considered the most valuable?

It is the outstanding one troy oz. gold coin deemed as the most valuable of all Krugerrands. It has got 32.77 millimeters in diameter, weighing 33.930 grams and sparkles with a 91.67% fineness. A number of these coins ranges from one troy oz. to oz, oz. And the 1/10 troy ounce.

Now that South Africa's legal tender was purposely made to trade for its gold price with only a minimum cost to turn out as well as distribute it, more and more investors are choosing them over other gold bullion coins offered by other countries as well as the US of America. Bear in mind that gold coins offer low premiums but high liquidity so it is a good choice of investment.

A gold coin's value depends much on its weight, diameter, thickness and fineness for it to be considered as of great value. The South Africa Gold Krugerrands possess all the winning characteristics for investors to consider as one of the most valuable investments to have ownership on. - 23212

About the Author:

You can find wonderful prices and selection on the gorgeous South Africa Gold Krugerrand Coins at: http://GoldKrugerrand.net

eToro Broker Review - Is eToro Online Forex Trading Platform Another Forex Scam?

By Jeff Pawel

eToro, based out of Limassol Cyprus, is a relatively new online forex broker with an interesting twist that helps new traders come up to speed fast. Beginner forex traders will be entertained as they learn via an ingenious graphical user interface. Many have difficulty at first understanding how forex works and this platform does a good job of explaining the process via a video game like interface.

There are four trading areas in the eToro lobby. Forex Marathon uses characters representing currencies that compete in a forex race. For instance, the US Dollar is a farmer, the Japanese Yen a sumo wrestler and the Euro a European businessman. The idea is you choose a currency to buy, pick the currencies to compete against, select an amount and click to open the trade. In a few clicks the marathon comes to life on your computer screen and shows how your currency/runner is doing against the rest of the field.

The Dollar Trend is next in the lobby and here you basically choose whether the US dollar will rise or fall against other currencies or your choosing. Graphically its the same as Forex Marathon where the currencies race against each other this time in the form of coins.

The Globe Trader is the next area in the lobby. After making a selection youll see a wire signal that represents your trade as well as competing countries on the trade arena map. An info box above the wire will show how your trade is doing from a profit standpoint as well as provide a detailed breakdown in the map.

Finally, Forex Match is a graphical tug-of-war between currencies representative of your trade.

An overall theme in the eToro platform is community. You can compete against others in the aforementioned forex games with cash prizes awarded to the champion. The Championship & Chat area tracks high scores similar to a video game and users can chat with each other in real time.

The above illustrates an innovative forex learning tool, but eToro has an area where one can trade for real. You can fund your account via credit card or wire transfer. With a credit card the minimum is $50 and maximum is $1,000 with a $5,000 monthly cap. Wire transfer minimum is $500, max of $5,000 and a cap of $5,000.

eToro is more of an experience than your garden variety online forex broker. It teaches like no other but is layered over a solid live platform. Open a free demo account and find out for yourself how fun forex trading can really be. - 23212

About the Author:

Is eToro a scam? Read the in depth eToro Review now. Find out how it works at my forex currency trading and read a FREE report about this Forex Trading Platform.